Buying a Home in Intown Atlanta

Ready to buy a house, but overwhelmed by the prospect of such an important purchase? At Adams Realtors we want to make your home-buying experience as stress-free as possible. So let us help you sort through the details and move you through the process. Here is what you can expect:

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Getting Loan Approval

First, we can put you in touch with a number of highly qualified and professional loan officers. Once you choose the best person for you, that loan officer will review your financial profile and help you determine how much you can afford to spend on a house. Mortgage companies make decisions based on your credit history. Should you have any credit problems, a loan officer can also make suggestions about how you can clear them up. For a no-obligation assessment of your mortgage-readiness, you might consider contacting Al Alford (NMLSR ID 790972)(walter.alford@wellsfargo.com), who works for Wells Fargo Home Mortgage.


Finding a House

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Next, talk with one of our agents and tell us where you would like to live, if you know, and what you “must have” in a home, such as number of bedrooms and bathrooms, house or condo, size of yard, etc. We will ask you key questions to help you refine your search. (You can start your search right away using the Search options running along the top

of every page of this website. You can even save your searches with us to streamline your home-buying process even further.)

Your Adams agent will then suggest some neighborhoods and specific listings you might want to consider. When you finalize the list of prospective properties you would like to see, your agent will take you to visit the homes. (See Two Ways to Work with an Agent)

 

Making an Offer

closingdealOnce you identify the property that will best meet your needs, your agent will help you prepare an offer, making sure that you have considered all aspects of the contract before entering into a negotiation with the Seller. For example, your Adams agent will help you verify that the price is appropriate for the market and not too high. Your agent will also help you propose realistic timeframes for making inspection, obtaining the loan and closing the sale, among many other considerations.

After you and your Adams agent negotiate all the terms of the purchase and sale agreement, your soon-to-be-new home will be “under contract.” Your agent will then help you hire a home inspector, negotiate repairs and meet all deadlines specified in the contract, among other activities. (See Buyer’s Checklist)

Closing the Deal

Finally, your Adams agent will accompany you to the closing, make sure the settlement statement is correct, answer any questions and congratulate you on the purchase of your new home!